The days after a rideshare crash sometimes feel like being lost in a thick fog. A Glendale Uber accident lawyer can illuminate the path forward and help you pursue the compensation you need. Seeking legal guidance after a collision is the first step toward protecting your rights.
Your primary focus should be on your health and recovery. However, the complexities of an Uber-related incident quickly become apparent. A Glendale rideshare accident lawyer provides the direction you need during this confusing time.
Law Bear is here to provide a free case evaluation and connect you with an experienced local attorney who can guide you. We can help you find the right legal representation for your situation. Contact us at (309) 365-6510 to discuss your case.
Understanding Uber's Insurance Policies in Arizona
After an accident, you have to deal with multiple insurance companies, including Uber's, the driver's personal policy, and potentially the policy of another at-fault driver. Each party may try to shift blame, leaving you caught in the middle.
This is where a legal advocate becomes your beacon. They work to untangle the complicated insurance layers and identify all potential sources of recovery.
Arizona's rideshare laws and Uber's corporate policies create a tiered system of liability. This system can be confusing, but a qualified attorney can clarify which policies apply to your specific circumstances.
When the Driver Is Offline
When a Uber driver's app is off, their personal auto insurance policy is the primary source of coverage. Uber's corporate insurance doesn't apply in this scenario.
If this driver causes an accident that injures you, you file your claim against their individual insurance provider, just as with any other car crash. These cases proceed like a standard car accident claim.
The Driver Is Available and Waiting for a Ride Request
Once a driver logs into the Uber app and is available to accept ride requests, a different layer of insurance activates. During this period, Uber provides limited liability coverage.
This coverage typically applies if the driver's personal auto insurance denies the claim or if their policy limits are insufficient to cover your damages.
Uber's policy during this phase includes:
- Liability Coverage: $50,000 per person for bodily injury
- Total Injury Liability: $100,000 per accident
- Property Damage Liability: $25,000 per accident
This contingent coverage fills gaps left by the driver's personal policy. An attorney can help you determine if this coverage is applicable to your situation. They will investigate the driver's status at the time of the crash.
Driver Is En Route to Pick Up a Passenger or During a Trip
When the Uber driver has accepted a ride request and is on the way to the passenger, or when a passenger is in the vehicle, Uber's full commercial insurance policy comes into play. A Glendale Uber accident lawyer can help you access these more substantial benefits.
This comprehensive policy includes:
- Liability Coverage: $1 million for third-party liability
- Uninsured/Underinsured Motorist: $1 million for bodily injury
- Contingent Coverage: For collision and comprehensive damage to the driver's vehicle
This $1 million policy covers medical expenses, lost wages, and other damages that can result from a serious collision on roads like Grand Avenue or the Loop 101.
6 Steps To Take After an Uber Crash in Glendale
While you focus on your physical recovery, taking specific organizational steps strengthens your position. The actions you take now create a clear, accurate record of the accident's impact on your life. Proper organization helps your legal team accurately represent your losses.
Key actions you can take from home include:
- Follow Your Treatment Plan: Attend all follow-up medical appointments and complete any prescribed physical therapy or treatments to support your recovery and document your injuries.
- Report the Crash in the Uber App: Use the app to officially report the accident to Uber, creating a digital record of the incident.
- Organize Your Paperwork: Gather all documents related to the accident, such as the police report number, medical records, and receipts for any out-of-pocket expenses.
- Keep a Daily Journal: Document your pain levels, physical limitations, and how your injuries affect your daily activities, work, and emotional state.
- Preserve Key Information: Keep a file with the names and contact details of any witnesses and the information you exchanged with other drivers involved.
- Consult a Lawyer: Speak with a Glendale Uber accident lawyer before you give any statements to insurance companies.
Taking these steps helps build a clear and detailed account of your experience. This organized approach gives your attorney the tools they need to effectively manage your claim.
How a Glendale Uber Accident Lawyer Can Help You
After an accident, you need someone who can act as your anchor in a turbulent situation. Law Bear connects individuals with skilled local attorneys who can manage every aspect of their claim. A Glendale rideshare accident lawyer works to build a strong case on your behalf.
An attorney provides clear direction and handles the legal complexities for you. They investigate the accident, gather evidence, and communicate with the insurance companies. Their objective is to secure the maximum compensation possible for your injuries and losses.
Law Bear will connect you with a qualified Glendale rideshare crash attorney. Our referral service is completely free, and we're available 24/7 to evaluate your case. The Bear's Got Your Back.
Here is how an attorney we connect you with can assist:
- Case Investigation: Your attorney conducts a thorough investigation into the accident, collecting police reports, witness statements, and photos of the scene.
- Collecting Evidence: They gather all necessary evidence to support your claim, including your medical records, proof of lost wages, and expert opinions if needed.
- Insurance Communication: Your lawyer handles all communications and negotiations with the insurance companies, shielding you from their tactics.
- Filing Your Claim: They file all paperwork correctly and on time, protecting your right to pursue compensation within Arizona's statute of limitations.
- Litigation Representation: If a fair settlement cannot be reached, your attorney can represent you in court to fight for your interests.
Having a dedicated advocate on your side makes a significant difference. They work to protect your rights and ensure your voice is heard throughout the process.
Available Compensation After a Glendale Rideshare Wreck
If you were injured in an Uber accident caused by someone else's negligence, you have the right to seek compensation for your losses. A Glendale Uber accident lawyer calculates the full extent of your damages to build a comprehensive demand for compensation.
The value of your claim will depend on several factors, including the severity of your injuries, the cost of your medical treatment, and the impact the accident has had on your ability to work and enjoy your life.
Potential areas of compensation include:
- Medical Expenses: This covers all past, current, and future medical bills related to your injuries, including hospital stays, surgeries, and physical therapy.
- Lost Wages: You may seek compensation for the income you lost and will lose in the future due to your inability to work.
- Pain and Suffering: This compensates you for the physical pain and emotional distress you have experienced as a result of the accident.
- Property Damage: This covers the cost of repairing or replacing any personal property damaged in the crash.
Your Glendale rideshare wreck attorney accounts for every loss when pursuing your claim. Their job is to fight for a settlement or verdict that fully addresses the harm you have suffered. This allows you to focus on healing without the added stress of financial worries.
Common Causes of Rideshare Accidents in Glendale
Rideshare accidents happen for many of the same reasons as other traffic collisions. However, the nature of rideshare driving can introduce unique risk factors. Drivers often use a navigation app, communicate with passengers, and try to locate destinations, all of which may distract them.
Distracted driving is a leading cause of accidents throughout Glendale, from the busy streets around Arrowhead Ranch to the quieter roads in the Catlin Court Historic District. An attorney works to prove that the driver's negligence caused your injuries.
Other common causes of Uber accidents include:
- Speeding: Drivers may speed to complete more trips and increase their earnings, especially in high-traffic areas.
- Driver Fatigue: Long hours behind the wheel lead to drowsy driving and slowed reaction times.
- Unfamiliarity With the Area: Even with GPS, drivers who are new to Glendale may make sudden turns or stops while searching for a location. Indecision also frequently leads to accidents.
- Traffic Law Violations: When rideshare drivers run red lights, fail to yield, or make improper lane changes, they put everyone at risk.
- Aggressive Driving: Some drivers may behave aggressively to get through traffic faster.
FAQ for Glendale Uber Accident Lawyer
What Should I Do if an Insurance Adjuster Contacts Me?
If an insurance adjuster contacts you, be polite but brief. Don't give a recorded statement or sign any documents without first speaking to a Glendale Uber accident lawyer. Provide only your basic contact information and state that your attorney will contact them.
How Is Fault Determined in an Uber Accident in Arizona?
Fault in Arizona is determined based on the principle of negligence. Your attorney will investigate which party (the Uber driver, another driver, or even a third party) failed to exercise reasonable care, causing the crash.
Evidence like police reports, traffic camera footage from places like Bell Road, witness statements, and accident reconstruction analysis can help establish who was at fault.
What if the At-Fault Driver Is Uninsured or Underinsured?
If the at-fault driver has no insurance or not enough to cover your damages, your claim may proceed under Uber's Uninsured/Underinsured Motorist (UM/UIM) coverage. This coverage, which provides up to $1 million in benefits, applies when you are a passenger in an Uber.
A Glendale rideshare crash lawyer can help you file a UM/UIM claim with Uber's policy.
How Long Do I Have To File a Lawsuit After an Uber Accident?
In Arizona, the statute of limitations for personal injury claims is generally two years from the date of the accident. This means you must file a lawsuit within that timeframe, or you'll likely lose your right to pursue compensation.
Since there are some exceptions to this deadline, contact a Glendale Uber crash lawyer as soon as possible to protect your claim.
Can a Glendale Uber Accident Lawyer Help Me Recover Compensation if I Was Partially at Fault?
Yes, Arizona follows a pure comparative negligence rule, which means you can still recover damages even if you were partially at fault for the accident. However, your total recovery amount gets reduced by your percentage of fault.
A Glendale Uber crash lawyer pushes back on unfair blame to maximize your compensation.
Your Beacon in the Storm
An unexpected accident can leave you feeling adrift in a sea of uncertainty. The path to recovery may seem dark and full of obstacles. You need a steady light to guide you back to solid ground. Let Law Bear illuminate the way.
We evaluate your situation for free and connect you with a dedicated local attorney. Contact Law Bear 24/7 at (309) 365-6510 today.